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Capital One Garners Perfect Score, Tops Credit Card Apps

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The latest iteration of PYMNTS’ Provider Ranking of Credit Card Apps shows that while some things change, some things remain the same.

As to what’s changed, last month, we saw a number of ties — where 13 apps crowded the Top 10 rankings. This time around, there’s only a single tie.

The Top Five

Some things have remained a bit static, with Capital One maintaining its position as the leader of the pack with a “perfect” 100 point score, up a single point from last month.

Chase Mobile still stands in second place with a slight decrease from July’s tally, losing three points and receiving a score of 91.

Meanwhile, Bank of America Mobile Banking retains its third place ranking with the same score as last time: 89.

Discover Mobile follows in fourth place, again tied with Wells Fargo Mobile, with 86 points ascribed to each name.

American Express comes in with the fifth-place finish with 78 points, though last month’s tie with Credit One has now fallen by the wayside.

The Top 10

With a score of 76, Credit One displaced PREMIER Credit Card to garner the sixth-place position, followed by Barclays, which notched the No. 7 spot with a score of 68 — knocking Tally from that spot, where it had been in July.

The mobile wallet cards — via Apple Pay and Google Pay — are tied for the No. 8 spot with a score of 62.

MySynchrony dropped to No. 9 with a score of 57, and PREMIER rounds out the Top 10 with a score of 52, sliding from its sixth-place perch seen only a month ago.

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NEW PYMNTS SURVEY FINDS 3 IN 4 CONSUMERS WITH STRONG DEMAND FOR SUPER APPS

About: The findings in PYMNTS’ new study, “The Super App Shift: How Consumers Want To Save, Shop And Spend In The Connected Economy,” a collaboration with PayPal, analyzed the responses from 9,904 consumers in Australia, Germany, the U.K. and the U.S. and showed strong demand for a single multifunctional super apps rather than using dozens of individuals ones.



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